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Help with Applying for a 30 Years Fixed Mortgage in Ponte Vedra Beach

When you find a house you want to buy, you first need to find out if you can get financing for it. You want your new loan to come at a rate you can afford and be realistic for paying off in a reasonable amount of time.

However, if you are a first-time homebuyer or have not purchased a house recently, you might need some guidance on finding and getting that financing. You can benefit from professional help in applying for a loan like a 30 years fixed mortgage in Ponte Vedra Beach.

Proving Sufficient Income

When you apply for this type of loan, you may need to show you have sufficient income to afford it. The lender may want to see 10 years’ worth of tax returns to scrutinize your finances. The bank loan officer may also want to review recent paycheck stubs of yours to find out what you are currently earning.

The real estate professional you hire to assist you can help you find out what kind of proof you need to submit. You may better your chances of being approved by relying on this person’s guidance while applying.

You might also secure a loan that has low enough payments that you can afford each month. You can find out more about applying for and getting a 30 years fixed mortgage in Ponte Vedra Beach online. Contact The Mortgage Lady Team – Fairway Independent Mortgage Corp at